Attention homeowners in Mandeville and Saint Tammany County: Get an Appraisal today!

The top 7 reasons Louisiana homeowners call on Residential Appraisal Resource:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge your property tax assessment in Louisiana
  3. Remove PMI to reduce your mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a divorce in the state of Louisiana, when property needs to be divided
  7. To settle an estate in Saint Tammany county or Louisiana by determining the true market value of the property in question
Do you own a home in or near Mandeville? Do you need help deciding the price of your real estate? Contact Residential Appraisal Resource.

At Residential Appraisal Resource, we understand the special needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Residential Appraisal Resource will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value opinion than yours.

Challenge Tax Assessment

Let's say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal report from Residential Appraisal Resource is your number one weapon when contesting your property tax assessment.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping customers just like you get rid of unnecessary PMI insurance.

Recently got a freeze to your HELOC?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Residential Appraisal Resource can provide you with an expert appraisal to help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for precision? An appraiser from Residential Appraisal Resource can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.